REALTOR® Associate · SFR · eXp Realty

Howard E. Spencer 5th

Licensed in New Jersey & Florida
Probate, Distressed & Traditional Real Estate

Born and raised in New Jersey, I spent 18 years building homes. That background means I know how a house is actually put together — from the dirt to the roof — and how it's meant to function, not just how it looks in photos. I bring that same eye to every transaction today.

I help families navigate some of the toughest real estate situations — probate, foreclosure, and distressed property sales — with the same care and attention I bring to every traditional home sale. As a Short Sales and Foreclosure Resource (SFR) certified REALTOR® with eXp Realty, I work with attorneys, executors, banks, and asset managers across New Jersey and the greater Jacksonville, Florida area to get properties sold efficiently and for the best possible outcome. Whether you're settling an estate, facing foreclosure, or simply ready to buy or sell your next home, I'm here to guide you through it.

Specialized Services

Probate & Distressed Property Expertise

I run dedicated resources for these situations — click through for in-depth guidance specific to your state and circumstances.

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New Jersey Probate

Selling an inherited property in NJ? Learn how the probate process works and how I help executors and families sell with confidence.

Visit NJ Probate Site
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Florida Probate

Serving Jacksonville and the surrounding counties with probate real estate expertise for personal representatives and heirs.

Visit FL Probate Site
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Florida Distressed Property

Facing foreclosure or holding a distressed property in the Jacksonville area? Explore your options before it's too late.

Visit FL Distressed Property Site
Listings

Current & Past Listings

Search live MLS listings and see homes I've sold, right here on the site.

Active Listings Pending Sold / Past Sales Probate & REO

Listings feed coming soon

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Ask Howard About a Specific Property
How I Can Help

Buying or Selling a Home

Beyond probate and distressed properties, I help buyers and sellers throughout New Jersey and Northeast Florida every day.

Sellers

Free home valuation, pricing strategy, professional marketing, and negotiation to get you the best possible price.

Buyers

From first-time buyers to investors, I'll help you find the right home and guide you through financing, offers, and closing.

Investors & REO

Extensive experience with bank-owned properties, BPOs, and asset management companies across both markets.

Where I Work

Service Areas

New Jersey — Central New Jersey

  • Warren County
  • Hunterdon County
  • Somerset County
  • Morris County
  • Middlesex County

Northeast Florida — Jacksonville Area

  • Duval County
  • St. Johns County
  • Clay County

Let's Talk About Your Property

Whether it's a probate sale, a distressed property, or you're just ready to make a move — reach out and let's talk through your options.